PROGRAM SPECIFICS
General Liability, Commercial Auto, Commercial Property, Inland Marine, & Excess Liability:
Contractor Classes:
- Drywall & Acoustical Tile
- Electrical
- Fencing
- Glazing
- Heating and Air Conditioning
- Home Installation (Cabinet, Countertop, Garage Door, Stairways and Rails, Floor Covering)
- Land Improvement/Development
- Landscaping
- Masonry and Concrete
- Painting (including Paperhanging and Window Treatments)
- Plumbing
- Solar Energy
- Swimming Pool Building and Related Subcontractors
- Tile
States:
- Arizona
- California
- Nevada
- Texas
- More states to follow!
Payment Plans:
Our premium payment plans provide significant cash flow advantages. After posting a security deposit, premium is payable monthly. You may also utilize the class reporting or the fixed monthly pay plan. Your working capital is not tied up in large, prepaid insurance premiums and premium financing is not required!
"Wrap" Policies:
Commercial Automobile, Commercial Property, and Inland Marine “Wrap” policies are offered for contractors performing most any contracting operation. NIF must write at least the Auto to write the Property or Inland Marine coverage.
Workers' Compensation
Contractor Classes:
- Electricians & Related Wiring Contractors
- Finish Carpentry and Cabinet Installation
- Glaziers
- Heating and Air-Conditioning (HVAC) Contractors
- Masonry
- Plumbing
- Pool Builders & Related Sub-Trades (Must qualify for NIF’s GL program)
- Solar Electric and Heating
- Tile, Granite and Marble
States:
- Arizona
- California
- Nevada
- More states to follow!
Payment Plans:
Premiums are billed directly by the carrier. Monthly, quarterly, semi-annual or annual payment plans are available.
Minimum Premiums:
- Solar Electric and Heating - $25,000
- Pool and Related Sub-Trades - $25,000
- All Other Classes - $35,000
